*{
    margin:0;
    padding:0;
    box-sizing:border-box;
    font-family:Arial,sans-serif;
}

body{
    min-height:100vh;
    background:
    radial-gradient(circle at top left,rgba(255,43,43,.25),transparent 35%),
    radial-gradient(circle at bottom right,rgba(255,255,255,.08),transparent 35%),
    #0f0f0f;
    color:white;
}

.top-bar{
    display:flex;
    align-items:center;
    gap:15px;
    padding:20px 8% 0;
}

.back-btn{
    width:45px;
    height:45px;
    border-radius:15px;
    background:rgba(255,255,255,.08);
    border:1px solid rgba(255,255,255,.15);
    color:white;
    text-decoration:none;
    display:flex;
    justify-content:center;
    align-items:center;
    font-size:24px;
}

.hero{
    text-align:center;
    padding:80px 20px 50px;
}

.hero h1{
    font-size:50px;
    margin-bottom:15px;
}

.hero p{
    color:#aaa;
}

.terms-section{
    padding:0 8% 60px;
    display:grid;
    gap:18px;
}

.term-card{
    background:rgba(255,255,255,.07);
    border:1px solid rgba(255,255,255,.12);
    border-radius:22px;
    padding:25px;
}

.term-card h3{
    color:#ff2b2b;
    margin-bottom:10px;
}

.term-card p{
    color:#aaa;
    line-height:1.7;
}

footer{
    text-align:center;
    padding:35px;
    color:#888;
}